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TERMS & CONDITIONS Copilot Consulting, LLC | mollyrosespeed.com Last Updated: 2026

Websites & Platforms Covered

These Terms & Conditions apply to all products, content, and services offered by Copilot Consulting, LLC, including but not limited to those sold or accessed through our official website (https://mollyrosespeed.com), as well as affiliated platforms such as SamCart, Fourthwall, Instagram, YouTube, and any other official Copilot Consulting, LLC sales or content channels.

Introduction

These Terms and Conditions ("Terms") govern your use of all digital products, coaching programs, courses, consulting services, templates, and memberships ("Products") provided by Copilot Consulting, LLC ("Company", "we", "our", or "us"). By checking the box on our checkout page and completing your purchase, you ("Customer", "You", or "Your") agree to be bound by these Terms.

PLEASE READ THESE TERMS CAREFULLY BEFORE MAKING A PURCHASE. BY COMPLETING YOUR PURCHASE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS.

  1. Eligibility and Capacity

By using our Products, you represent and warrant that:

  • You are at least 18 years old and legally capable of entering into a binding contract
  • You have the legal capacity to comply with these Terms
  • All information you provide is accurate and complete
  • You are not prohibited from receiving our Products under applicable laws
  1. Product Access and Lifetime License

2.1 Access Duration Upon purchase, you are granted access to the purchased Product for the lifetime of that specific Product, subject to these Terms and your continued compliance with them.

2.2 Product Updates vs. New Products Included Updates: You will receive access to updates, improvements, bug fixes, and supplementary materials added to your purchased Product at no additional charge.

Excluded New Products: We may create and release entirely new products, courses, or programs that are substantially refilmed, redesigned, or reimagined. These new standalone products are NOT included in your original purchase and will require separate purchase.

Definition of New Product: A new product is considered separate if it is marketed as a distinct offering, has a separate product name or version number, or is presented as a successor or replacement product.

2.3 Platform Changes and Service Continuity We reserve the right to change hosting platforms, learning management systems, or delivery methods for your Product. If we migrate to a new platform, you will be provided access to your purchased content on the new platform at no additional cost. We will provide reasonable notice (minimum 30 days) before any platform migration that requires action on your part.

2.4 Business Closure or Product Discontinuation In the event we cease operations or discontinue a Product, we will make reasonable efforts to provide you with downloadable copies of your purchased materials or at minimum 90 days' notice. "Lifetime access" means the lifetime of the Product offering, not an absolute guarantee of perpetual access.

  1. Intellectual Property

3.1 Ownership All content provided in our Products — including but not limited to videos, templates, PDFs, graphics, logos, trademarks, written material, audio recordings, and software — is the sole intellectual property of Copilot Consulting, LLC and is protected by United States and international copyright, trademark, and other intellectual property laws.

3.2 Limited License You are granted a limited, non-exclusive, non-transferable, revocable license for personal or internal business use only. This license does not grant you any ownership rights.

3.3 Prohibited Uses You may NOT:

  • Share, distribute, reproduce, copy, or resell any part of the content
  • Post content to public websites, file-sharing platforms, or social media
  • Use the content for commercial training or to teach others (unless explicitly permitted in your Product description)
  • Remove, alter, or obscure any copyright, trademark, or proprietary notices
  • Create derivative works based on our content without express written permission

3.4 Use of Likeness & AI Restrictions You may not use any photographs, video, voice, likeness, or content from Copilot Consulting, LLC — including appearances on video, social media, or public platforms — for the purpose of training, generating, or reproducing content through artificial intelligence (AI) or machine learning technologies. This includes but is not limited to:

  • Deepfakes or synthetic media
  • Voice replication or cloning
  • Image generation or manipulation
  • AI model training datasets
  • Automated content creation systems

Any such use is strictly prohibited and may result in immediate termination of access, legal action for violation of publicity rights, intellectual property infringement, misrepresentation, and statutory damages.

3.5 Enforcement Any unauthorized use may result in immediate revocation of access without refund and potential legal action, including claims for monetary damages and injunctive relief.

  1. Payment Terms and Processing

4.1 Payment Processing All payments are processed through third-party payment processors including but not limited to Stripe, PayPal, and other authorized payment gateways. By making a purchase, you agree to the payment processor's terms of service.

4.2 Pricing and Currency

  • All prices are stated in U.S. Dollars (USD) unless otherwise indicated
  • Prices are subject to change at any time without notice
  • Any price changes will not affect existing purchases or active payment plans

4.3 Payment Plans If you select a payment plan option:

  • You authorize us to charge your payment method on the scheduled dates
  • Failure to make a scheduled payment may result in suspension of access until payment is received
  • You remain obligated to complete all payments even if you stop using the Product
  • Payment plans are not cancellable, and you are liable for all installments regardless of Product usage

4.4 Failed Payments If a payment fails, we will:

  • Attempt to contact you via email
  • May attempt to process the payment up to 3 additional times
  • Suspend access if payment is not received within 15 days
  • Charge a $25 failed payment administrative fee (where permitted by law)

4.5 Taxes You are responsible for any applicable sales tax, VAT, GST, or other taxes based on your location. We will collect such taxes where required by law.

4.6 Chargebacks and Disputes If you initiate a chargeback or payment dispute without first contacting us at [email protected], we reserve the right to immediately terminate your access, report the incident to chargeback prevention services, pursue collection of the disputed amount plus fees, and deny you future access to our Products. If a chargeback is filed and later reversed in our favor, you will be responsible for any chargeback fees charged by the payment processor (typically $15–$25 per incident).

  1. Coaching and Educational Disclaimer

5.1 Educational Purpose Only Our coaching, consulting, courses, and content are for educational and informational purposes only. We are educators and business consultants, not licensed professionals in law, medicine, accounting, financial planning, therapy, or other regulated professions.

5.2 No Professional Advice We do not provide and you should not construe our content as legal, medical, mental health, tax, financial, investment, or accounting advice. Please consult the appropriate licensed professional before taking action.

5.3 Your Responsibility You are solely responsible for your own business decisions, compliance with applicable laws, seeking appropriate professional advice, and all results and consequences of your actions.

5.4 No Client Relationship Purchase of our Products does not create a professional client relationship, fiduciary duty, or confidential relationship between you and Copilot Consulting, LLC beyond the scope of the educational or consulting Product provided.

  1. Income and Results Disclaimer

IMPORTANT: We make no guarantees, representations, or warranties regarding your ability to earn income, grow your business, or achieve specific results from using our Products.

Any income figures, revenue numbers, earnings examples, or client results shared in our marketing materials or courses are provided for illustrative purposes only, represent exceptional and non-typical results, and do not constitute guarantees or predictions of your results.

As required by the FTC: Most people who purchase educational products do not achieve significant results. Your results are entirely dependent on your individual capacity, business savvy, work ethic, and personal effort.

All testimonials reflect individual experiences, are not verified by independent third parties, and do not guarantee you will achieve the same results.

  1. Technology Requirements and Access

You are responsible for maintaining a reliable internet connection, using a compatible and up-to-date device and browser, keeping your login credentials secure, and installing any necessary software. We strive for continuous platform availability but do not guarantee uninterrupted access. No refunds will be issued for temporary service interruptions.

  1. Assumption of Risk

You expressly acknowledge that starting or growing a business involves inherent risks including financial loss, that implementation of strategies taught may not yield positive results, and that no educational product can guarantee success. You assume full responsibility for all decisions made based on our Products and agree that Copilot Consulting, LLC and its owners, employees, contractors, and affiliates are not liable for any damages or negative outcomes resulting from your use of our Products.

  1. No Refund Policy

9.1 All Sales Final All sales are final. This includes digital courses, templates, recorded workshops, live event tickets, membership subscriptions, coaching and consulting packages, and bundles.

9.2 No Refunds, Exchanges, or Credits No refunds, exchanges, chargebacks, or credits will be issued under any circumstances, including change of mind, failure to use the Product, dissatisfaction with results, technical difficulties on your end, or financial hardship.

9.3 Non-Delivery or Access Issues If you experience a legitimate access issue due to our error, contact us at [email protected] within 30 days of purchase. We will work to resolve it and, if we cannot provide access, you may be eligible for a refund.

9.4 Legally Required Exceptions Any legally required exceptions under Florida consumer protection laws or other applicable statutes will be honored. Contact us with documentation of your eligibility.

9.5 Payment Plan Obligations If you selected a payment plan, you remain obligated to complete all scheduled payments regardless of Product usage. Non-payment may result in suspension of access, collection actions, or legal action.

  1. Limitation of Liability

To the fullest extent permitted by law, the total liability of Copilot Consulting, LLC for any and all claims shall not exceed the amount you actually paid for the specific Product at issue. In no event shall Copilot Consulting, LLC be liable for indirect, incidental, special, consequential, or punitive damages; lost profits or business opportunities; loss of data; business interruption; or emotional distress or reputational harm.

  1. Indemnification

You agree to indemnify, defend, and hold harmless Copilot Consulting, LLC, its owners, officers, employees, contractors, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and attorneys' fees arising from your use or misuse of our Products, your violation of these Terms, your violation of any third-party rights, or your violation of any applicable laws or regulations.

  1. Termination of Access

We reserve the right to suspend or permanently revoke your access if you violate these Terms, share or resell our proprietary content, engage in abusive or threatening behavior, initiate fraudulent chargebacks, or use our Products for illegal purposes. Severe violations may result in immediate termination without notice. Upon termination, no refunds will be issued and you remain liable for any outstanding payment obligations.

  1. Dispute Resolution and Arbitration

13.1 Informal Resolution Before initiating any formal dispute, you agree to contact us at [email protected] with a detailed description of your concern. We will attempt to resolve the matter within 30 days. This step is mandatory before proceeding to arbitration.

13.2 Binding Arbitration PLEASE READ THIS CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. Any dispute arising out of or relating to these Terms or your use of our Products shall be resolved through final and binding arbitration rather than in court.

13.3 Arbitration Procedures Arbitration shall be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in Florida or via videoconference. The arbitrator's decision shall be final and binding.

13.4 Class Action Waiver YOU AGREE THAT DISPUTES WILL BE ARBITRATED ONLY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

13.5 Opt-Out Right You may opt out of this arbitration agreement by sending written notice to [email protected] within 30 days of your first purchase, including your name, email address, and a clear statement that you wish to opt out.

  1. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the State of Florida, United States of America. To the extent not subject to arbitration, any legal action shall be brought exclusively in the state or federal courts located in Florida. International users access our Products at their own risk and are responsible for compliance with local laws.

  1. Affiliate and Third-Party Disclaimers

We may recommend third-party products and services and may receive affiliate commissions for such recommendations. This does not influence our educational content. We are not responsible for third-party products, services, or any changes to their availability, pricing, or terms.

  1. Force Majeure

Copilot Consulting, LLC shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, war, government actions, cyberattacks, third-party service outages, or changes in law. If a force majeure event lasts more than 90 days, either party may terminate affected obligations without liability.

  1. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or website notice. Changes are effective immediately for new customers and 30 days after notification for existing customers. Continued use of our Products constitutes acceptance of the revised Terms.

  1. Privacy and Data Protection

Your use of our services is governed by our Privacy Policy at mollyrosespeed.com/privacy-policy. By using our Products, you consent to data collection as described therein, use of cookies and tracking technologies, and transfer and storage of data in the United States. We do not sell your personal information. California residents and EU/UK users have additional rights — contact [email protected] to exercise them.

  1. User-Generated Content and Community Guidelines

By submitting content to any community feature, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use and display your submission for operational and marketing purposes. You agree not to harass other members, share false or misleading information, spam, share others' private information, or impersonate others. We reserve the right to remove content and ban users who violate these guidelines.

  1. Entire Agreement and Severability

These Terms, together with our Privacy Policy and any Product-specific terms, constitute the entire agreement between you and Copilot Consulting, LLC and supersede all prior agreements. If any provision is found to be invalid or unenforceable, it will be modified or severed, and the remaining provisions will continue in full force.

  1. Electronic Communications and Signatures

You consent to receive communications from us electronically. By checking a box, clicking a button, or completing a purchase, you are providing a legally binding electronic signature with the same force and effect as a handwritten signature.

  1. Contact Information

Email: [email protected] Website: mollyrosespeed.com Company: Copilot Consulting, LLC

We strive to respond to all inquiries within 2–3 business days.

  1. Acknowledgment and Acceptance

BY COMPLETING YOUR PURCHASE, CHECKING THE ACCEPTANCE BOX, OR USING OUR PRODUCTS, YOU ACKNOWLEDGE THAT:

  • You have read these Terms & Conditions in their entirety
  • You understand these Terms and agree to be bound by them
  • You have had the opportunity to seek independent legal advice if desired
  • You are entering into a legally binding agreement
  • You understand the no-refund policy and assume all risks associated with your purchase

These Terms & Conditions are subject to change. It is your responsibility to review them periodically. Continued use after changes constitutes acceptance of the modified Terms.